Instant Business Capital (I.B.C), provides financial solutions for small and mid-size businesses in all industries across the U.S. Our mission is to help companies grow to achieve the ultimate American dream.

Unlike traditional banks that base their approval decisions mostly upon credit score, we take a personal look at each of our clients and evaluate their overall cash flow and the health of their business before making a decision.


We consider ourselves business partners for small and mid-size companies. Understanding that there are times when immediate working capital is necessary, we provide as little as $5,000 and as much as $250,000 to help meet your immediate business needs.

In addition to fast service, we offer the following benefits to our customers:

★Same Day Funding
★Personal Account Management
★Lending Based Upon Cash Flow Not Credit Score
★Fixed Fees (Agreed in Advance)
★No Hidden Fees



Our application process is fast and easy and we get you offers within hours and can have funding in your hands in as soon as 5 business days. Our process includes four simple steps:

☑Complete an online application or an application emailed to you by one of our account managers
☑Electronically send in all required documentation
☑After quick review, we send offers to you
☑You receive funding to grow your business!

It’s just that simple. We have very high approval rates and in most cases credit rejections only occur in extraordinary circumstances such as a current bankruptcy.